MISSION
Our mission is to make the Financial Products Market & The Personal Injury Sector "Work Better" for Consumers & Business owners. The OverCharged Checker software operates a simple but unique reactive AI real-time online dispute resolution (ODR) platform, designed to make sure banks, lenders, and other financial institutions as well as insurers treat you fairly. Offering UK consumers a platform for seeking out, redress, accurate remediation payouts, and accountability within the sectors.
Once identified such issues can then be fully evidenced from the OCC AI platforms directly to the appropriate providers, thus commencing a compliant structured complaint and claim.
FOCUS
We are a small Fintech company specializing in regulatory technology that assists consumers and business owners, via our software platforms to identify potential overcharging, calculation errors, mis-selling, and regulatory compliance breaches by big businesses. We love to help people identify compliance breaches, overcharging, and misselling by their financial providers.
Better still we love the idea that consumers and business owners can now use our "DIY" software platform, keeping 100% of any payout.
Understanding the four types of AI - Click.
EXPERIENCE
Our CEO has over 30 years in the claims industry and was previously licensed by the Ministry Of Justice (MOJ) authorized to deal with financial claims. We decided in 2018 to harness our experience & develop software, that would allow consumers to check, generate and evidence their own complaints.
By using structured digitized technology, combined with our unique purpose-built AI financial product compliance indexed database, working beneath the software platform.
Fast forward to 2023, having built & tested our OCC Beta platform, we then decided to commercialize & accommodate the expanding need for our consumer and business-related software services.
The Overcharged Checker AI platform was launched.
LEGAL & COMPLIANCE
Our staff use their broad range of experience and qualifications that cover all financial products, from simple bank accounts to complex mortgages, pensions, and investments and use these attributes to assist in the proper and ongoing regulatory compliant construction of the live OCC platform.
Our OCC software-generated reports for Mortgages are CeMAP & CeRCH compliant, investments are CISI & CeRCH compliant and pensions are PMI & CeRCH compliant.
SPECIALIST LEGAL CASES.
For more complex Financial Investments involving higher-value thresholds, specialist firms offer full legal services, plus Litigation Funding options as well as associated (After The Event - ATE ) insurance facilities.